"The ideal cloud storage: you put your data in, and you don't worry about it and it comes with a service level agreement that says it's protected. You don't have to back it up. You put it there and it's done," says Kermani.

To ensure your TOS agreements say what you need them to say, they should be reviewed by a lawyer - one well-versed in medicine and cloud technology.

"Most physicians don't have that kind of legal background," says World Privacy Forum's Dixon. "Most of these TOS can run in excess of 100 pages. You need someone who has been through this before and can cut through that thicket."

"Litigation is going to be novel," she adds "and it's going to be expensive when it starts happening."

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